Payday Loan - Home Page
Get pay day advance loans if you have to make payments immediately and your payday is not in the near future. It is a fact that the payday lending industry is one of the fastest growing industries is a testament of the popularity of the payday loan among Americans.
Pay day advance loans are popular as there are so many factors in their favor setting them out as the most reliable form of credit to those who are in need of funds desperately. Savings account payday loan or payday loan requires no collateral of any kind unlike other forms of credit. The criterion for qualifying for a cash advance loan is very simple. You just have to be a US citizen above 18 years, have a valid checking/saving account in a bank and have a regular income or a permanent job earning you monthly a minimum of $1500.
People with bad credit history who cannot avail of other forms of credit such as bank loans or credit cards can easily secure pay day advance loans as incredibly there are no hard credit checks. People secure same day loans to make payments contributing to their lease option or to make a small down payment on a property until they can arrange for finances from a hard moneylender.
Some people use pay day advance loans to pay off their credit card debt and set their credit scores right. First time parents are also frequent customers especially if they had not planned the pregnancy and saved for it. Some parents secure the loans as they made the mistake of underestimating the costs associated with the birth of a child.
There are some people who use a timely savings account payday loan to pay for celebrating a special occasion or to have family fun taking a break from work by planning a weekend getaway. Some use it to pay for that car they purchased second hand; some use it to pay for unexpected repairs or breakdowns. The important part about payday loans is to pay them off in time as though you may extend it or roll-over the loan, you will have to pay additional fee which may make the loan a costly mistake as in the long run the APR can be very high indeed.
Some people use same day loans to pay for groceries and other essentials towards the end of the month and repay the loan as soon as they get their next paycheck. Pay day advance loans are so easy to secure and repay that many people get hooked to them without actually realizing it.