Payday Loan - Home Page
Same day payday loans are convenient as almost anybody can secure a fast loan as there are no hard credit checks! Those who have been denied other forms of credit on account of their bad credit history can now relax, as they can avail an easy payday paycheck loan.
Same day payday loans have made life much easier for people who have been have been through bankruptcy, or have CJs and other issues that may disqualify them from securing a loan from some of the traditional credit sources. You may now secure a loan within 24 hours if you opt for a savings account payday loan.
Same day payday loans are available to US citizens who are 18 years of age and above. They must have a bank account and proof of income not less than $1500/month. The loans are short-term loans and a fee is charged by the lenders. You may easily borrow amounts ranging between $100 and $1500 and the loans are usually borrowed for a period of 7 days to 14 days or until the next payday. For a loan of $100 for a period of 14 days a fee of $15-$30 is charged.
The best part about same day payday loans is that they require no collateral and you may secure a loan from the convenience of your home. There are several payday firms that operate online, making it convenient to the customers. They can secure a loan without having to face questions from loan officers or others, in an easy and impersonal manner.
In addition, it saves time as there are some firms that offer a faxless payday paycheck loan. This means that you do not have to waste time faxing the documents or trying to get access to a fax machine. You just need to enter a few details in an online application form and once the information has been verified [usually within a few hours] your loan will be deposited in your checking/savings account.
This makes it convenient for those who live on a tight monthly budget or from paycheck to paycheck. They can avail a payday loan and pay for any emergency that may prove to be expensive such as a machine failure or major household appliances repair etc..The same day payday loan can pay those bills that need to be paid off before your next payday or take care of the unexpected visit to the optician.
Payday loans are easy to secure, but they should not be taken lightly as if you do not make the payments on time, you may find yourself caught up in the debt treadmill, as for each time the loan is extended, an additional fee is charged. Same day payday loans need to be paid off on time and you should stay committed to do the same.